:root {
  --bg: #FFF7EC;
  --card: #FFFFFF;
  --ink: #3B2A22;
  --muted: #7A6457;
  --line: #F1E2D2;
  --coral: #E4552F;
  --on-coral: #FFFFFF;
  --coral-soft: #FFE3D8;
  --mint: #3FBF94;
  --mint-soft: #DDF5EA;
  --yellow: #FFDD75;
  --shadow: 0 1px 2px rgba(90, 58, 46, .06), 0 8px 24px rgba(90, 58, 46, .08);
  color-scheme: light;
}
@media (prefers-color-scheme: dark) {
  :root {
    --bg: #1E1714;
    --card: #2A211D;
    --ink: #FBEFE4;
    --muted: #C4AE9F;
    --line: #3B2F29;
    --coral: #FF9A5C;
    --on-coral: #1E1714;
    --coral-soft: #4A2A20;
    --mint: #5DD3A8;
    --mint-soft: #1F3A30;
    --shadow: 0 1px 2px rgba(0, 0, 0, .3), 0 8px 24px rgba(0, 0, 0, .25);
    color-scheme: dark;
  }
}

* { box-sizing: border-box; }
html { -webkit-text-size-adjust: 100%; }
body {
  margin: 0;
  background: var(--bg);
  color: var(--ink);
  font: 17px/1.55 -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", Arial, sans-serif;
}
a { color: var(--coral); }
img, svg { max-width: 100%; }
.wrap { max-width: 1040px; margin: 0 auto; padding: 0 20px; }

/* Header */
header.top { padding: 18px 0; }
header.top .wrap { display: flex; align-items: center; justify-content: space-between; gap: 12px; }
.brand { display: flex; align-items: center; gap: 10px; font-weight: 800; font-size: 20px; color: var(--ink); text-decoration: none; letter-spacing: -.01em; }
.brand .dots { display: inline-flex; }
.brand .dots i { width: 14px; height: 14px; border-radius: 50%; display: block; margin-right: -4px; border: 2px solid var(--bg); }
.brand .dots i:nth-child(1) { background: var(--coral); }
.brand .dots i:nth-child(2) { background: var(--yellow); }
.brand .dots i:nth-child(3) { background: var(--mint); }
nav.links { display: flex; gap: 18px; align-items: center; }
nav.links a { color: var(--muted); text-decoration: none; font-size: 15px; }
nav.links a:hover { color: var(--ink); }

/* Buttons */
.btn { display: inline-flex; align-items: center; justify-content: center; gap: 8px; padding: 13px 22px; border-radius: 999px; font-weight: 700; text-decoration: none; font-size: 16px; border: 2px solid transparent; }
.btn.primary { background: var(--coral); color: var(--on-coral); }
.btn.primary:hover { filter: brightness(1.05); }
.btn.ghost { border-color: var(--line); color: var(--ink); background: var(--card); }
.btn.small { padding: 8px 16px; font-size: 15px; }

/* Hero */
.hero { padding: 40px 0 64px; }
.hero .wrap { display: grid; grid-template-columns: 1.1fr .9fr; gap: 48px; align-items: center; }
.hero h1 { font-size: clamp(38px, 6vw, 60px); line-height: 1.05; margin: 0 0 18px; letter-spacing: -.03em; }
.hero h1 span { color: var(--coral); }
.hero p.lead { font-size: 20px; color: var(--muted); margin: 0 0 28px; max-width: 34em; }
.cta { display: flex; flex-wrap: wrap; gap: 12px; align-items: center; }
.note { font-size: 14px; color: var(--muted); margin-top: 14px; }

/* Phone mock */
.phone { background: var(--card); border-radius: 32px; padding: 22px 18px; box-shadow: var(--shadow); border: 1px solid var(--line); max-width: 360px; justify-self: center; width: 100%; }
.phone .title { font-weight: 800; font-size: 19px; margin: 0 0 2px; }
.phone .sub { color: var(--muted); font-size: 14px; margin: 0 0 16px; }
.row { display: flex; align-items: center; gap: 12px; padding: 11px 0; border-top: 1px solid var(--line); }
.row:first-of-type { border-top: 0; }
.av { width: 34px; height: 34px; border-radius: 50%; display: grid; place-items: center; font-weight: 800; font-size: 14px; color: #3B2A22; flex: none; }
.av.a { background: var(--yellow); } .av.b { background: #FFB39C; } .av.c { background: #9FE3C8; } .av.d { background: #D9C8FF; }
.row .who { flex: 1; font-size: 15px; }
.row .who small { display: block; color: var(--muted); font-size: 13px; }
.row .amt { font-weight: 800; font-size: 15px; }
.pay { font-size: 13px; font-weight: 700; color: #fff; background: var(--mint); border-radius: 999px; padding: 5px 11px; }
.settled { margin-top: 14px; background: var(--mint-soft); color: var(--ink); border-radius: 16px; padding: 12px 14px; font-weight: 700; display: flex; gap: 10px; align-items: center; font-size: 15px; }
.settled b { color: var(--mint); font-size: 18px; }

/* Sections */
section { padding: 56px 0; }
section h2 { font-size: clamp(28px, 4vw, 38px); letter-spacing: -.02em; margin: 0 0 10px; line-height: 1.15; }
section p.intro { color: var(--muted); margin: 0 0 32px; font-size: 18px; max-width: 40em; }
.grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 18px; }
.card { background: var(--card); border: 1px solid var(--line); border-radius: 22px; padding: 22px; box-shadow: var(--shadow); }
.card h3 { margin: 12px 0 6px; font-size: 18px; }
.card p { margin: 0; color: var(--muted); font-size: 16px; }
.ic { width: 44px; height: 44px; border-radius: 14px; display: grid; place-items: center; font-size: 22px; }
.ic.c { background: var(--coral-soft); } .ic.m { background: var(--mint-soft); } .ic.y { background: #FFF1C2; }
@media (prefers-color-scheme: dark) { .ic.y { background: #4A3D17; } }

.steps { counter-reset: s; display: grid; grid-template-columns: repeat(3, 1fr); gap: 18px; }
.step { position: relative; padding-top: 52px; }
.step::before { counter-increment: s; content: counter(s); position: absolute; top: 0; left: 0; width: 38px; height: 38px; border-radius: 50%; background: var(--coral); color: var(--on-coral); font-weight: 800; display: grid; place-items: center; }
.step h3 { margin: 0 0 6px; font-size: 18px; }
.step p { margin: 0; color: var(--muted); }

.band { background: var(--card); border-top: 1px solid var(--line); border-bottom: 1px solid var(--line); }

details { background: var(--card); border: 1px solid var(--line); border-radius: 16px; padding: 16px 20px; margin-bottom: 10px; }
summary { font-weight: 700; cursor: pointer; }
details p { color: var(--muted); margin: 10px 0 0; }

.final { text-align: center; }
.final .cta { justify-content: center; }

/* Text pages (privacy, support) */
.page { max-width: 760px; padding-top: 24px; padding-bottom: 64px; }
.page h1 { font-size: clamp(32px, 5vw, 44px); letter-spacing: -.02em; margin: 0 0 6px; }
.page .updated { color: var(--muted); margin: 0 0 28px; }
.page h2 { font-size: 22px; margin: 32px 0 8px; }
.page li { margin-bottom: 6px; }
.page table { border-collapse: collapse; width: 100%; font-size: 15px; }
.page th, .page td { text-align: left; padding: 8px 10px; border-bottom: 1px solid var(--line); vertical-align: top; }

/* Footer */
footer { padding: 32px 0 48px; color: var(--muted); font-size: 14px; }
footer .wrap { display: flex; justify-content: space-between; flex-wrap: wrap; gap: 12px; }
footer a { color: var(--muted); }

@media (max-width: 820px) {
  .hero .wrap { grid-template-columns: 1fr; gap: 36px; }
  .grid, .steps { grid-template-columns: 1fr; }
  nav.links a.hide-sm { display: none; }
  section { padding: 40px 0; }
}